IBigBank isungule iMali mboleko yayo eluhlaza kubo bonke abo »abantu abachaphazelekayo ngemekobume kwaye behambelana nezigqibo abazenzayo«. Kubo bonke, iBigBank ine-2.000 kunye ne-15.000 ye-euro yezemali kunye nexesha lokuhlawula ukuya kuthi ga kwi-6 iminyaka (iinyanga ezingama-72).
Imiqathango yemali-mboleko eluhlaza yile ilandelayo: kwimeko yokuthengwa kwe-100% yemoto yombane, i-TIN ye-3,99% kunye ne-APR ye-4,06% (ukuba yi-hybrid, i-TIN 5,95% ne-APR 6,11%), Ukufunyanwa kweepaneli zelanga (TIN 6,74; APR 6,95) kunye "nezinye iiprojekthi zamandla ahlaziyekayo" (TIN 9,99 neAPR 10,46).
Ngokomlawuli weBigBank eSpain, u-Diego Azorín. “Siziko ledijithali elinako konke oku kubandakanya: ukuvelisa izinto ezintsha, ukukhawuleza, isantya, ukwenza izinto elubala, kodwa, ngaphezulu kwako konke, lixhalabele indalo esingqongileyo«. Ibhanki, ekhethe ibinzana elithi "Beka iKarma yakho eyiyo" njengesiqubulo sayo, izibekele enye yeenjongo zayo "ukuququzelela ukufikelela ekusetyenzisweni kwamandla avuselelekayo -yayichaza iAzorín- kunye nokukhuthaza kunye nokuvuza imo eluhlaza eya kuthi iphinde ibe ukuze kuzuze wonke umntu. Ukuba ukhathalele okusingqongileyo, uya kuthi asikhathalele sonke.
Ngokomlawuli weBigBank eSpain, “iqumrhu lethu libonelela nge-eLe mveliso lelinye lawona manqanaba enzala afanelekileyo akhoyo ngoku kwintengiso Ukuthengwa kweemoto zombane. Icandelo elikhulile kakhulu eSpain. Ngokukodwa, ukuthengiswa kwe-100% yezithuthi zombane ngo-2016 yayiziiyunithi ezingama-2.838, ngokunyuka ngama-46% xa kuthelekiswa nonyaka ophelileyo.
Siyathemba ukuba amalinge afana neli lethu - u-Azorín wongeze- uyakunceda lo mkhwa uqhubeke kwaye uqhubeke nokukhula uxhasa ilizwe eliluhlaza, kunye ukunciphisa ngokuthe ngcembe ukuxhomekeka kumbane wefosili ”.
Iimpawu zesazisi
IBigbank yasekwa ngo-1992 kwisixeko saseTartu, e-Estonia, namhlanje ingomnye wababoneleli abakhulu beemali-mboleko zobuqu kumazwe aseBaltic. Ngoku isebenza kumazwe aseBaltic (e-Estonia, eLatvia, eLithuania), eFinland, eSpain naseSweden, kwaye unikezela ngeenkonzo ezinqamlezayo kwimakethi zaseJamani, eOstriya naseDatshi.
IBigBank isebenza eSpain ukusukela ngo-2011 kwaye ikwabonelela nangezinye iimveliso, ezinje ngeMali mboleko yobuqu, ukuya kuthi ga kwi-4.000 ye-euro kwaye oko akufuneki kugwebele usetyenziso olujolise kulo (ingabuyiselwa kwisithuba seenyanga ezingama-60), kunye neMali mboleko yesiCwangciso, ebandakanya isiqinisekiso sokurhoxa simahla ukuya kuthi ga kwiintsuku ezingama-60 (kule meko, inzala iyahluka ngokuxhomekeka kwinjongo yemali mboleko: ukulungiswa kwekhaya okanye izixhobo, ukuthengwa kwezithuthi, ukuhamba, Izifundo okanye imibhiyozo, kwaye ubonelela ngemali phakathi kwe- $ 2.000 kunye ne- € 15.000).
IBigBank ilawulwa yiBhanki yaseSpain. Ulilungu le Umbutho waseSpain wamaZiko ezeMali ukusukela ngo-2011 kwaye ine-Confianzaonline seal eqinisekisa ukuthotyelwa kwemigangatho yokhuseleko kunye noxanduva ekunikezelweni kweenkonzo kwi-Intanethi.
Imali mboleko eluhlaza evela kwamanye amaziko
Uyacinga ekufumaneni isithuthi sendalo, izixhobo ezifanelekileyo okanye ukuguqula ikhaya lakho ukuphucula amandla? Apha ngezantsi sibonisa esinye isibonelelo esivela kwelinye iziko, njenge-Kutxabank basca.
Imali-mboleko eluhlaza iye eziluncedo ezininzi:
- Isaphulelo esikhethekileyo sokuvuza uxanduva lwakho nendalo.
- Ubuninzi be- € 75.000 (okanye i-100% yexabiso xa kuthengwa isithuthi sendalo).
- Ikota, ukuya kwiminyaka eli-10.
- Umrhumo osisigxina kunye nokukhetha simahla kumhla wokuhlawula
Imali mboleko eluhlaza yo kuthengwa Isithuthi sendalo, ijolise:
- Izithuthi ezitsha: ngaphantsi kwe-3.500kg ye-MMA (ubuninzi begunya eligunyazisiweyo) kwaye zahlelwa kudidi A ngokwelebheli ye-IDAE yokusebenza kakuhle kwamandla.
- Iimoto zeHybrid: injini yokutsha yangaphakathi incedwa yimoto yombane.
- Iimoto zombane: zinikwe amandla ziibhetri, ngaphandle kokungcolisa ukukhutshwa kwaye zithule kakhulu.
El Imboleko Luhlaza ngenxa ukulungiswa kwamakhaya eziphucula ukusetyenziswa kwamandla okanye izixhobo zombane ezonga umbane ukhonza ku:
- Izikhenkcisi, oomatshini bokuhlamba iimpahla, izixhobo zokuwasha, Ii-Microwaves kunye neenkqubo zokumisa umoya ezikalwe njengonga amandla, izixhobo zombane kunye neklasi A ileyibheli yamandla okanye ngaphezulu.
- Ukulungiswa kwekhaya okanye ukufakwa kweenkqubo zamandla eziphucula ukusebenza kwamandla.
Umthombo wenqaku: http://www.energias-renovables.com/panorama/bigbank-lanza-al-mercado-espanol-su-prestamo-20170421